The Wise Consumer

CONSUMER WARNINGS!
Watch Out for Donation Processing Job Scams
In recent weeks, the BBB Wise Giving Alliance has received inquiries about charity employment offers that appear to be a type of “payment-forwarding” job scam. In the past year, this type of con has appeared on the Internet in other forms such as lottery scams and phony Internet purchasing schemes.
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TIPS FOR CONSUMERS
How to Evaluate “Network” or “Matrix” Marketing Plans
Better Business Bureaus report a recent increase in inquiries about “network” or “matrix” marketing plans. These plans, also known as multilevel marketing, involve selling goods or services through distributors.
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THE REQUESTS FOR INFO LOOK LEGIT, BUT THE MOTIVES ARE NOT
The BBB Urges Consumers to Play it Safe on the Internet

Sometimes the subject lines hint at great wealth (“Triple your income”). Other times, they imply that a business stands ready to give you a great deal (“We have four lenders competing to refinance your home”). Frequently, the e-mail is disguised to appear to be from a legitimate financial institution (“Please update your online banking records”) or a government agency (“Get tax refund on your Visa or MasterCard”).
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BUYING A HOME BEFORE IT’S BUILT

Today, millions of consumers are investing in homes that are not yet built. Some consumers don't realize, however, that buying a home before it's been built is a lot different from buying an existing home. Weather may delay construction and closing. Mortgage rates could shoot up. The builder could take shortcuts or make mistakes that could later cost you money.
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BUSINESS CORNER
Do the Right Thing: It’s that Simple!
Better Business Bureaus have heard every excuse. It is “too expensive” or “too time-consuming” or “too difficult” to meet high standards of business practices.
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CHARITY NEWS
Charity Auctions: What is Tax Deductible for Donors and Bidders?

Just about anything you can image and some things you probably can’t end up on the auction block. Online charity auctions offer another way for donors to give back. For example, someone who feels unable to make a money gift can donate season tickets to a sports event. But, what is tax deductible for donors and bidders?
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GOVERNMENT NEWS YOU CAN USE
FTC Seeks Halt to Sale of Consumers’ Confidential Telephone Records
The Federal Trade Commission has filed federal court complaints charging five Web-based operations that have obtained and sold consumers’ confidential telephone records to third parties with violating the law.
[FULL STORY]

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