Seasons Greetings
 
I would like to take this opportunity to thank you for your trust and support during 2002 and wish you and yours a prosperous 2003.

As we enter the Holiday Season and approach the end of 2002, I, like many of you, reflect on the events of this past year. First and foremost is the pending threat of war in the Middle East. What started out as a typical Tuesday morning, September 11, 2001, has shaken us to our core as a nation.
 
As a people and a nation, we have responded to that tragedy with a resurgence of patriotism, invigoration of compassion through charitable contributions, and a renewed appreciation of the many blessings bestowed on us.

During this Holiday Season, our thoughts and prayers go out to the men and women in the armed forces that have put themselves in harms-way defending our freedom in this “War on Terrorism” and those loved-ones they have left behind to defend that freedom.
 
May the blessings of this Holiday Season fill your heart with peace, love and joy. God bless you and yours.
David Morales