My parents tell me the most difficult thing they ever did was hand me the car keys when I was sixteen. And their fears were justified…after a year of driving my kid sister referred to me as, Captain Crunch! If you have a youthful driver in your home, here are some things you can do to give yourself peace of mind and minimize your insurance costs.

The latest on Workers Compensation from the Tennessee legislature sounds like Abbot and Costello’s "Who’s On First" comedy routine. Here is more on Workers Compensation changes for contractors that operate as proprietors, partnerships or Limited Liability Corporations.

According to my TV, we are in the middle of the “greatest recession since the Great Depression.” Even so, miracles keep happening. For instance, last month we wrote insurance for several new businesses. I don’t mean these were new accounts to the agency. No, I mean new start up ventures! And that means the American entrepreneurial spirit is alive and well.
As Americans, we have always been a people that ask “why not?” We are productive, we are skillful, we are resourceful and we have “grit.” 
Are you considering starting a new business? If so, good for you! My latest white paper, A Primer on Risk Management and Business Insurance, can help you determine what insurance you need to protect your new venture. So grab a cup of coffee and learn a little risk management.