March 2009 March 2009   VOLUME 1 ISSUE 10  

TOPICS
The Markets
Health Management
News
Wealth Management
Retirement
News
CONTENTS
Getting Plan Sponsors to Zero: A Business Owner's View of 401(k) Operations
Our analysis of the Markets and Economy
Weekly Economic and Market Commentary
Geoffrey Schock joins Bellevue Financial
Effective Cost Cutting Strategies for Businesses
What Should I Do With My 401(k)?
Estate and Business Planning in a Deep Recession
Bellevue Financial partners with Soles4Souls
USEFUL LINKS
Tools & Resources
Info Center
Financial Tools
LPL Financial Services
Yahoo Finance
Plan Sponsor
IRS Website
CNN Money

ARCHIVE
December 2008 Issue
December 11, 2008
Vol. 1 Issue 5
Market Update
October 21, 2008
Vol. 1 Issue 8
Issue 4
July 23, 2008
Vol. 1 Issue 4
Issue 3
May 27, 2008
Vol. 1 Issue 3
Issue 2
March 20, 2008
Vol. 1 Issue 2
We are launching our Premier Issue of "Bellevue Financial Life Matters" newsletter!
January 15, 2008
Vol. 1 Issue 1
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NEWS
Geoffrey Schock joins Bellevue Financial
Geoffrey Schock joins Bellevue Financial to serve Business Clients in the greater Puget Sound area. Geoffrey will be providing 401(k), Medical Benefits and Executive Insurance assistance to businesses and their employees.
[FULL STORY]
 
Bellevue Financial partners with Soles4Souls
www.soles4souls.org

No matter if you are an individual, company, church, shoe store or shoe manufacturer you can help give shoes to those in need around the world. Bellevue Financial now has the first collection box on the Eastside in our office for you to donate your shoes.
[FULL STORY]
 
The Markets
Our analysis of the Markets and Economy
by Bellevue Financial

We Americans find ourselves in a fine economic pickle of our own making, even if we don’t want to admit that we are in some way responsible for the current crisis. We at Bellevue Financial believe that we are in the midst of a Great Adjustment not unlike that which our grandparents experienced - but different because we got here differently.
[FULL STORY]
 
Weekly Economic and Market Commentary
by LPL Financial

Accounting for two-thirds of GDP, consumer spending appears to have stabilized in early 2009 relative to the fourth quarter of 2008, as evidenced in recent reports on real personal spending and retail sales for January and the chain store sales data for both January and February.


[FULL STORY]
 
Health Management
Effective Cost Cutting Strategies for Businesses
by Steve Herman

Economic times are tough. Cutting costs is critical for businesses striving to survive this economic climate. Health care costs are getting much attention because they are one of the largest expenses employers deal with. Combine an aging workforce, poorer health trends among Americans, and Medicare cost cutting and we have a challenging landscape. So what can be done?
[FULL STORY]
 
Wealth Planning
Estate and Business Planning in a Deep Recession
by Evan O. Thomas III

In times of economic turmoil, individuals and businesses tend to focus on the bottom line -- how to keep the doors open, avoid lay-offs, pay bills when due, and maximize profits or savings. While these are important, changes in Net Worth, IRS regulations and other financial and legal matters may prompt you to do a current review.
[FULL STORY]
 
Retirement
Getting Plan Sponsors to Zero: A Business Owner's View of 401(k) Operations
www.asppa.org
by Rich Budke

As seen in the Winter 2009 version of the ASPPA Journal
[FULL STORY]
 
What Should I Do With My 401(k)?
by Bellevue Financial

Should you stay the course? Go to cash? These are scary times but good results when investing come from following our heads over following our feelings.
[FULL STORY]
 
Market Outlook
Which scenario best decsribes your view of the market?
Steady Recovery - beginning some time this year we will begin to see the market make consistent gains
Delayed Recovery - We still have 2 or 3 years to go before we start to see the market turnaround
Stagnant Recovery - The market will stay around its current level for at least 10 more years
Further Decline - The market will continue to slide with no rebound in sight
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Published by Bellevue Financial
Copyright © 2009 Bellevue Financial. All rights reserved.
While we believe that the information contained here is accurate and critical to success, you are advised to see specific guidance that is unique to your circumstances. The decisions remain yours.This site is published for the benefit of clients, friends and fellow professionals on topical matters of interest. Our advice is arrived at on a completely independent basis, and no advertising is accepted. Securities offered through LPL/member FINRA/SIPC The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance reference is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly.
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