March 2009 March 2009   VOLUME 1 ISSUE 10  

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CONTENTS
Getting Plan Sponsors to Zero: A Business Owner's View of 401(k) Operations
Our analysis of the Markets and Economy
Weekly Economic and Market Commentary
Geoffrey Schock joins Bellevue Financial
Effective Cost Cutting Strategies for Businesses
What Should I Do With My 401(k)?
Estate and Business Planning in a Deep Recession
Bellevue Financial partners with Soles4Souls

What Should I Do With My 401(k)?
by Bellevue Financial

WHAT SHOULD I DO WITH MY 401(K)?

Should you stay the course?  Go to cash? These are scary times but good results when investing come from following our heads over following our feelings. 

There are two categories of people with 401(k) accounts. Those with their saving  years  AHEAD of them (more than 10 years until they will actually draw on these funds) and those with their saving years BEHIND  them (they will draw on the money in less than 10 years).

If your saving years are AHEAD of you – read this article by Dr. Gregory Kasten of Unified Trust showing why it is the best advice to stay the course in order to have the most money at retirement.  https://www.unifiedtrust.com/documents/SteadyInvApproachver2.pdf

If your savings years are BEHIND you – we recommend you give us a call to discuss what game-plan is best for you right now.


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While we believe that the information contained here is accurate and critical to success, you are advised to see specific guidance that is unique to your circumstances. The decisions remain yours.This site is published for the benefit of clients, friends and fellow professionals on topical matters of interest. Our advice is arrived at on a completely independent basis, and no advertising is accepted. Securities offered through LPL/member FINRA/SIPC The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance reference is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly.
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